Trust Deed investing is the lending of money with real estate as collateral. In California, most loans against Real Estate are called “Trust Deeds,” after the name of the legal instrument used to pledge their security. With expert guidance from Palm Desert Capital, anyone can successfully invest in trust deeds. Contrary to most investments, trust deed investing doesn’t require extensive study and years of experience to invest with confidence. Trust Deeds are safer than most investments of comparable yield because the risks are identifiable. Trust deed investments require minimal effort in order to manage once the money is in place. The typical trust deed investor is a person looking for a competitive return on their investment. The interest rate the borrower pays is generally higher than the borrower would pay at a bank, which results in the investor receiving a higher return on their investment. The money that is loaned is secured by the borrower’s equity in their real estate. The security, the good return, and the monthly cash flow make trust deeds an excellent investment vehicle. The fact that this investment is secured by real estate is what makes trust deed investing so attractive to both experienced investors and new investors as well.
Palm Desert Capital’s team of highly experienced Real Estate professionals makes trust deed investmenting as stress-free as possible. We have professionals with over 20 years experience in mortgage lending, licensed appraisals, and a staff of attorneys with over 30 years of legal experience. Palm Desert Capital’s expertise protects your financial investments.
Palm Desert Capital receives many calls every day from borrowers, realtors, and mortgage professionals who are looking to place their private money in a real estate transaction. It is then Palm Desert Capital’s job to fund loans with investors’ capital. After the loan is funded, Palm Desert Capital services the note, collects the payment each month, and sends the investors a check every month. Palm Desert Capital is real estate investing made simple.
Palm Desert Capital’s trust deed investments differ from most because the opportunities are in the local Southern California area. This allows Palm Desert Capital to physically see the property, interview the borrowers, and have a professional appraisal completed by a licensed real estate appraiser BEFORE any money is lent. Moreover, the investor places their capital in a property with confidence.
Why is trust deed investing safe with Palm Desert Capital?
The basic premise of safe trust deed investing is to make sure that the property (collateral) is sufficient in case the borrower does not make their payment. Palm Desert Capital guides their business with the motto: “We only loan on something we would want to own.”
Consequently, Palm Desert Capital has a healthy safety net because loans are only performed with substantial equity. With low loan-to-value, Palm Desert Capital can help the investor get all their money back plus interest. “Loan to value” is simply the loan amount divided into the value of the property. For instance, let’s say a client calls and needs a loan for $150,000 on a property valued at $300,000. In this scenario, the loan to value is 50%. This means that if the borrower were to default on their payment, there would be approximately $130,000 left over (Back payments to the investor would be added to the pay off). Palm Desert Capital lends up to 60% loan to value. Allow Palm Desert Capital to be the safety net for your next real estate investment. california trust deed investing
palm springs real estate investing
palm springs real estate investing
Palm Springs Real Estate Investing
Palm Springs Real Estate Investing
Palm Springs Real Estate Investing
Palm Springs Real Estate Investing
Palm Springs Real Estate Investing